1. Website Owner
This website is owned and operated by:
Miguel R. Navarro
Switzerland
For any inquiries related to this website, you may contact the owner at: info at nospainnogain.ch
The brand “No Spain No Gain” is used as a commercial brand and does not necessarily constitute a separate legal entity.
2. Purpose of the Website
The purpose of this website is to provide general information regarding cross-border matters related to Spain, including legal, tax, and real estate topics.
The content is intended to provide general guidance and information for individuals interested in investing, relocating, or carrying out activities in Spain.
3. No Professional Advice
The information contained on this website is provided for general informational purposes only and does not constitute legal, tax, financial, investment, or professional advice.
Although reasonable efforts are made to ensure that the information presented is accurate and up to date, the content of this website may not reflect the most recent legal developments or may not be applicable to the specific circumstances of individual users.
Accessing this website, reading its content, or contacting the owner through the website does not create a professional or client relationship.
Professional advice is only provided within the framework of a formal professional engagement. Such engagement requires:
- a prior analysis of the client’s situation
- the issuance of a specific proposal or quotation
- the acceptance and signature of the engagement terms by the client
Users should not rely on the information contained on this website as a substitute for professional advice tailored to their individual circumstances.
4. Real Estate Investment Disclaimer
Information published on this website regarding real estate investments, property acquisition processes, or market conditions in Spain is provided for general informational purposes only.
Real estate investments involve legal, financial, tax, and market risks that may vary depending on the specific circumstances of each investor, including their country of residence, tax status, financing structure, and the characteristics of the property involved.
Any investment decision should be made only after obtaining specific professional advice tailored to the individual situation of the investor and after conducting appropriate legal, financial, and technical due diligence.
Nothing contained on this website should be interpreted as:
- an offer to sell property
- a solicitation to invest
- a recommendation to purchase specific real estate assets
- a guarantee of profitability or investment performance
5. International Tax Information Disclaimer
This website may contain general information relating to tax matters involving more than one jurisdiction, including situations involving Spain and other countries.
Tax legislation, administrative practices, and applicable tax treaties may change over time and may be interpreted differently depending on the specific circumstances of each taxpayer.
The tax information provided on this website is intended for general guidance only and should not be relied upon as a definitive or exhaustive description of the applicable tax rules.
Before taking any action based on tax information published on this website, users should seek individualized advice from a qualified professional who can assess their particular situation and the applicable legal framework at the relevant time.
6. Limitation of Liability
To the fullest extent permitted by applicable law, the website owner shall not be liable for any loss, damage, or consequences resulting from:
- the use of the information contained on this website
- reliance on the information published on the website
- temporary unavailability of the website
- errors, omissions, or outdated information
Users access and use the website at their own risk.
7. Intellectual Property
All content on this website, including but not limited to:
- texts
- articles
- logos
- graphics
- images
- website structure and design
is protected by applicable intellectual property laws.
Unless otherwise indicated, all rights are reserved.
The brand “No Spain No Gain”, as well as other visual or textual elements used on this website, may be protected by trademark or other intellectual property rights.
No content from this website may be reproduced, distributed, modified, or used for commercial purposes without the prior written consent of the owner.
8. External Links
This website may contain links to third-party websites for informational purposes.
The website owner has no control over the content, policies, or practices of such external websites and assumes no responsibility for them.
The inclusion of external links does not imply endorsement of the content of those websites.
9. Website Availability
The owner aims to ensure the proper functioning of the website but does not guarantee that the website will always be available, uninterrupted, or free from errors.
The owner reserves the right to modify, update, or remove content from the website at any time without prior notice.
10. Data Protection
The processing of personal data through this website is governed by the Privacy Policy, which forms an integral part of the website’s legal framework.
Users are encouraged to consult the Privacy Policy and the Cookie Policy for further information.
11. Applicable Law and Jurisdiction
These Terms of Use shall be governed by the laws applicable in Switzerland, without prejudice to any mandatory consumer protection rules that may apply.
Any dispute arising in connection with the use of this website shall be submitted to the competent courts of Switzerland unless mandatory legal provisions provide otherwise.
12. Acceptance of Terms
By accessing and using this website, users acknowledge that they have read, understood, and accepted these Terms of Use.
If a user does not agree with these terms, they should refrain from using the website.